A bit of Home Eq. Insurance history

Informed targeted residents know that OPPOSITION is about the under-handed imposition of an NID (and thereby the mandatory tax of the WeHav program) by way of, among other things, intentional or not failure to fully inform the targeted property owners of what an NID is and what it means, the process of establishing the NID, of our rights to comment and thus affect the "Final Plan", and the glaring failure to one of the two "anti-democratic" No_votes, and the misconduction of the first No_vote.

Not to get side-tracked into debates about the questionable rationale of home equity insurance such as "WeHav", here is a bit of historical context about the Illimois State Home Equity insurance/assurance law, which is the basis of the Chicago home equity programs.

Also, here is a revealing chart of details of such Home Eq plans from a report from a group called "10,000 Friends of Pennsylvanians".



About the Illinois State Home Equity Assurance Law:   

The outstanding crucial difference in the Illinois Home Equity law and thereby in Chicago HEAP (ala WeHav) programs is that the state of Illinois has a State law governing the establishment and operation of Home Equity insurance programs [Home Equity Assurance Act 65 ILCS 95/]; the Illinois law mandates petitions and REFERENDUMs in each precinct of a proposed Home Equity area so as to establish acceptance of the program, and the tax, by the residents.

The Pittsburgh WeHav Plan is a Frankenstein-monster of a poorly cobbled-together attempt to cut whole sections out of the Illinois Home Equity law and entwine them, absent the Illinois context, with the new, to-be-controversial Pa. State "Neighborhood Improvement District" law (HB 1142) -which itself is a travesty in that it is based upon a NO_vote mechanism, rather than referendums.

The resulting Pittsburgh Bill No. 5 (NID/WeHav) is an insult to the basic straight-foreward integrity of the Illinois Home Equity law.

The whole matter of Bill NO.5 is further distorted because
a/  of the Final Plan with No_vote that was never conducted,
     and the botched misplaced No_vote that was conducted.

b/  despite the City Council and the Mayor being informed of Bill No. 5 non-compliances with HB 1142, Bill No.5 was passed (6-3) on July 2, and signed by the Mayor on July 12.

Forget about Shakespeare and Denmark, something is amiss here in Pittsburgh.
If this schema doesn't get stopped here, the rest of the residents of Pittsburgh, and of Pennsylvania are next.

- paul j. sentner -                 update: 13 September 2002

Illinois Compiled Statutes
Municipalities
Home Equity Assurance Act
65 ILCS 95/

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(65 ILCS 95/)

Sec. 4. Creation of Commission.
(a) Whenever in a municipality with more than 1,000,000 inhabitants, the question of creating a home equity program within a contiguous territory included entirely within the municipality is initiated by resolution or ordinance of the corporate authorities of the municipality or by a petition signed by not less than 10% of the total number of registered voters of each precinct in the territory, the registered voters of which are eligible to sign the petition, it shall be the duty of the election authority having jurisdiction over such municipality to submit the question of creating a home equity program to the electors of each precinct within the territory at the regular election specified in the resolution, ordinance or petition initiating the question.

If the question is initiated by petition and if the requisite number of signatures is not obtained in any precinct included within the territory described in the petition, then the petition shall be valid as to the territory encompassed by those precincts for which the requisite number of signatures is obtained and any such precinct for which the requisite number of signatures is not obtained shall be excluded from the territory.

A petition initiating a question described in this Section shall be filed with the election authority having jurisdiction over the municipality. The petition shall be filed and objections thereto shall be made in the manner provided in the general election law.

A resolution, ordinance, or petition initiating a question described in this Section shall specify the election at which the question is to be submitted. The referendum on such question shall be held in accordance with general election law.

Such question, and the resolution, ordinance, or petition initiating the question, shall include a description of the territory, the name of the proposed home equity program, and the maximum rate at which the home equity program shall be able to levy a property tax.

All of that area within the geographic boundaries of the territory described in such question shall be included in the program, and no area outside the geographic boundaries of the territory described in such question shall be included in the program.

If the election authority determines that the description cannot be included within the space limitations of the ballot, the election authority shall prepare large printed copies of a notice of the question, which shall be prominently displayed in the polling place of each precinct in which the question is to be submitted.

(b) Whenever a majority of the voters on such public question approve the creation of a home equity program as certified by the proper election authorities, the mayor of the municipality shall appoint, with the consent of the corporate authorities, 9 individuals, to be known as commissioners, to serve as the governing body of the home equity program.

All proceedings and meetings of the governing commission shall be conducted in accordance with the provisions of the Open Meetings Act, as now or hereafter amended. (Source: P.A. 86-684.)

- END OF EXCERPT -


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23-28 july / update: 7oct. 2002/ 24 feb.'03